• WHAT OPTIONS ARE THERE IF I DO NOT HAVE SAVINGS?

    If you have not got the ready money to invest it is possible to use equity you may have in your current property. If you own your own home and have lived there for a few years, there is a very good chance the loan amount would have reduced and there may also be capital growth, this will generate equity in the property. Some of the equity can be released, by means of a secured loan, from your current property to invest in another. This will result in capital growth from 2 properties. We can recommend a mortgage advisor who will determine the best strategy for you and the investment plan.

  • WHAT IS PROPERTY CAPITAL GROWTH?

    Property Capital Growth is the increase in value of your property over time. You can benefit from this by the amount your property value has increased from when you first purchased or re-mortgaged.

  • WHAT AREAS DO YOU SOURCE PROPERTY IN?

    We source property in any area that satisfies the Return on Investment requirements of our business model.

  • WILL EQUITY RELEASE AFFECT MY CHILDRENS INHERITENCE?

    No, it will improve it in line with the Capital Growth on each Investment Property. This will be over and above your monthly rental income/s.

  • CAN I VIEW A PROPERTY PRIOR TO PAYING A FEE?

    No, it is company policy not to divulge property address or estate agent prior to the fees being paid. If you view the property after the fees have been paid and you find it is not as per PEP description, you will be entitled to a refund.

  • HOW LONG DOES THE PROCESS TAKE?

    Purchasing a property can take on average 6-10 weeks. You will start seeing a return on your investment a month after the tenant moves in.

  • WHAT IF INTEREST RATES RISE?

    Fixed rate loans have never been so competitive. It is now possible to get a 10yr fixed agreement with major banks and building societies. This takes the guess work and the worry out of the equation as the mortgage will be fixed for 10 years. The choice between fixed and variable rates is one that the investor must make and should be carefully judged by the loan amount and security of your employment. A mortgage broker will discuss various options for you to consider

  • WILL I HAVE TO MAINTAIN THE PROPERTY?

    You will be liable to cover the cost of any required maintenance. This is very often arranged by the Letting Agent and the fee is then deducted from the next month’s rent.

  • WHAT IF I DO NOT LIKE ANY OF THE 3 PROPERTIES YOU HAVE SOURCED?

    You need to remember that this is an investment and the figures must do the talking. Don’t let your heart rule your head!

  • I DON’T HAVE A GREAT DEAL OF DISPOSABLE INCOME, WILL I BE ELIGIBLE FOR A BUY-TO-LET MORTGAGE?

    In most cases, as long as you can demonstrate a steady income, the affordability of the Buy-to-Let mortgage is calculated on the amount of rental income.

  • HOW INVOLVED WILL I NEED TO BE IN THE MANAGEMENT OF THE PROPERTY?

    As much or as little as you want to. A Letting Agent can manage to what level you wish.